California Consumer Privacy Act (CCPA) Disclosure
Effective as of: August 1st, 2024
This CCPA Disclosure is designed to inform California residents about how www.zerodebt.io ("we," "our," or "us") collects, uses, and shares personal information in compliance with the California Consumer Privacy Act (CCPA). We respect your privacy rights and are committed to protecting your personal information.
Use of your Personal Information
- The Company collects and uses your personal information in the following ways:
- - to operate and deliver the services you have requested
- - to provide you with information, products, or services that you request from us
- - to provide you with notices about your account
- - to carry out the Company's obligations and enforce our rights arising from any contracts entered between you and us, including for billing and collection
- - to notify you about changes to our www.ZeroDebt.io or any products or services we offer or provide through it
- in any other way we may describe when you provide the information
- - for any other purpose with your consent.
The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates
1. Categories of Personal Information
This may include your name, email address, postal address, phone number, and IP address.
We may collect financial information such as credit card numbers or bank account details for processing transactions, but we do not store this information on our servers.
We collect information about your interactions with www.zerodebt.io, including browsing history, search history, and information regarding your interaction with our website or advertisements.
We may collect your precise geolocation information with your consent when you use location-based services on www.zerodebt.io.
2. Purposes of Collecting Personal Information
We collect and use your personal information for the following purposes
2.1. To provide you with access to our financial advisory services and products.
2.2. To process and fulfill your transactions and requests.
2.3. To improve and personalize your experience on www.zerodebt.io
2.4. To communicate with you, respond to your inquiries, and send you updates, promotional materials, and newsletters if you have opted in to receive them.
2.5. To comply with legal obligations and protect our rights, property, and safety.
3. Sharing Personal Information
We may share your personal information with third parties for business purposes, including service providers, affiliates, and partners. These third parties are contractually obligated to maintain the confidentiality and security of your personal information and are not permitted to use it for any purpose other than those specified in our agreements with them.
4. Your Rights
As a California resident, you have the following rights regarding your personal information under the CCPA:
You have the right to request information about the categories of personal information we have collected, disclosed, and sold about you in the past 12 months
You have the right to request the deletion of your personal information that we have collected, subject to certain exceptions
You have the right to opt out of the sale of your personal information, if applicable.
We will not discriminate against you for exercising your CCPA rights.
5. Contact Information
If you have any questions or concerns regarding our CCPA practices or this disclosure, please contact us at: support@zerodebt.io
Changes to this CCPA Disclosure
We reserve the right to update or change this CCPA Disclosure at any time. We will provide notice of any material changes on www.zerodebt.io.